Santova Financial Services

International Insurance Services

Risk solutions (short term insurance solutions) range from captive insurance products, profit share facilities, risk transfer and risk management programs to self-insurance funded facilities. This includes commercial, domestic, marine and highly complex structured specialist once-off insurance products.

Through our highly qualified management and staff, we offer superlative professional and comprehensive insurance solutions to our clients. Our products, rates, terms and conditions are tailor-made to suit our client needs or circumstances and are underwritten by highly regarded international insurers and reinsurers. Our independence allows us a wide range of insurance houses and underwriters to choose from and to make sure that service levels promised to you are carried through, ensuring total peace of mind.

Marine Insurance

This area of insurance is vast and most risks can be covered in the local market, some of which are listed below; however, the placement of non-conventional risks is also available through our association with specialised underwriters throughout the world.

  • Cargo – including sea, land or air globally
  • Transit cover – all covers relating to transit including liability
  • Stock throughputs – covering longer term storage and/or distribution and warehouse risks to final destination including modification to the cargo
  • Strikes and war risks

General Insurance

In addition to the above, we are also able to cover all other risk outside of the marine and transport arena. Some of which include:

  • Business and personal assets cover – covering all plant machinery, stock, buildings, equipment, etc.
  • Indemnity cover – theft, loss of profits, money, accounting information, fraud by employees, partners, directors, specified all risks
  • Motor cover – covering all motorised equipment and vehicles used for private and business purposes
  • Liability cover – covering liability arising from public persons or property, against directors and officers, professional advice and errors and omissions
  • Specialised cover – travel, kidnap and ransom (extortion), events cover, non-appearance, personal accident
  • Financial cover – credit insurance, customs bonds and other guarantees, performance and solvency bonds
  • Engineering and construction cover – contract works, plant all risks and construction liability